Estate, Retirement and Financial Planning Educators, LLC (“ERFPE”)
Effective Date: May 1, 2026
Website: www.erfpe.com
Introduction
Estate, Retirement and Financial Planning Educators, LLC (“ERFPE,” “we,” “our,” or “us”) values your privacy and is committed to protecting the confidentiality of your personal information.
This Privacy Policy explains how information is collected, used, stored, and protected when you visit our website, communicate with us, complete assessments, schedule sessions, subscribe to educational briefings, or otherwise engage with our services.
By using this website, you consent to the practices described in this Privacy Policy.
Information We Collect
We may collect information you voluntarily provide, including:
- Name
- Email address
- Telephone number
- Mailing address
- Estate or retirement planning interests
- Information submitted through contact forms
- Information submitted during assessments or scheduling
- Uploaded documents or planning-related information
- SMS/text communication preferences
We may also collect limited technical information automatically, including:
- IP address
- Browser type
- Device information
- Website usage data
- Pages visited
- Referral sources
How We Use Information
Information collected may be used to:
- Respond to inquiries
- Coordinate educational sessions
- Schedule clarity sessions
- Deliver educational briefings and resources
- Improve website functionality and client experience
- Support estate, retirement, and financial coordination discussions
- Maintain internal records
- Communicate updates, reminders, or requested materials
- Comply with legal or regulatory obligations
ERFPE uses information solely for legitimate business and planning coordination purposes.
Educational Purpose Disclosure
ERFPE provides estate planning education, retirement coordination, and financial integration support.
Legal documents are prepared by licensed attorneys where applicable according to state law.
ERFPE does not provide legal advice, tax advice, or accounting advice.
Clients are encouraged to consult with their own legal, tax, and financial professionals regarding their specific circumstances.
Confidentiality & Information Protection
We take reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, misuse, disclosure, or alteration.
These safeguards may include:
- Secure communication practices
- Restricted internal access
- Password-protected systems
- Encrypted platforms where applicable
- Secure document handling procedures
However, no method of electronic transmission or storage can be guaranteed to be completely secure.
Sharing of Information
ERFPE does not sell personal information.
Information may be shared only when reasonably necessary to:
- Coordinate with licensed attorneys
- Work with financial professionals involved in your planning
- Facilitate requested services
- Comply with legal obligations
- Protect rights, safety, or business operations
Any third-party coordination is conducted only in connection with services you request or authorize.
SMS/Text Communications
If you provide your mobile number, you consent to receive text communications related to:
- Scheduling
- Appointment reminders
- Requested information
- Educational resources
- Follow-up communications
Message and data rates may apply.
You may opt out of text communications at any time by replying STOP.
Cookies & Website Analytics
This website may use cookies or analytics tools to:
- Improve user experience
- Understand visitor behavior
- Monitor website performance
- Enhance website functionality
Users may disable cookies through browser settings; however, portions of the site may function differently.
Third-Party Services & Links
Our website may contain links to third-party platforms or services, including:
- Calendly
- Video platforms
- Educational resources
- Social media platforms
ERFPE is not responsible for the privacy practices or content of third-party websites.
Users are encouraged to review the privacy policies of any external sites they visit.
Document Transmission
If documents are transmitted through email, eFax, upload portals, or other electronic means, users acknowledge that electronic communication carries inherent security risks.
ERFPE makes reasonable efforts to protect transmitted information but cannot guarantee absolute security.
Data Retention
We retain information only as long as reasonably necessary for:
- Business operations
- Coordination purposes
- Legal compliance
- Recordkeeping obligations
Information no longer needed may be securely deleted or destroyed.
Children’s Privacy
This website is not intended for individuals under the age of 18.
ERFPE does not knowingly collect personal information from children.
Your Rights & Choices
You may request to:
- Review your personal information
- Correct inaccurate information
- Limit certain communications
- Request deletion of information where legally permissible
Requests may be submitted using the contact information below.
Multi-State Services
ERFPE coordinates educational and planning-related services for clients across multiple states.
Applicable laws and planning structures may vary by jurisdiction.
Changes to This Privacy Policy
ERFPE reserves the right to modify or update this Privacy Policy at any time.
Updated versions will be posted on this website with a revised effective date.
