Integration is not an add-on; it is the foundation
Every planning engagement is designed around the client’s objectives, estate complexity and long-term planning goals. When appropriate, ERFPE coordinates with licensed attorneys and financial professionals to help align legal structures, financial strategies and implementation into a cohesive planning framework that supports protection, preservation and the thoughtful transfer of wealth.
Structured planning for professionals business owners, and multigenerational families.
Education first. Coordination with purpose.
COORDINATED TODAY. CONFIDENCE TOMORROW.
INDEPENDENT PLANNING vs ERFPE COORDINATED PLANNING
PLANNING ELEMENT
INDEPENDENT PLANNING
ERFPE MODIFIED PLANNING
🛡️ FOCUS
Plans may contain gaps or lack coordination between key financial areas
Integrated strategies designed to work together cohesively
🔄 COORDINATION
Estate, retirement and financial plans may not align properly
Coordinated planning structure across all major disciplines
⚠️ RISK
Independent planning can create gaps between strategies
Unified planning designed for continuity and alignment
📋 IMPLEMENTATION
Separate planning decisions may lead to overlooked gaps
Coordinated review designed to identify and reduce gaps
🎯 OUTCOMES
Fragmented planning may leave important areas disconnected
Integrated estate, retirement and financial coordination
We do not replace attorneys – we help prepare clients for a more coordinated planning process.
FLEXIBLE ENGAGEMENT OPTIONS. BUILT AROUND YOU.
FOUNDATION PLANNING
Build a strong foundation with essential documents and trust coordination.
- Trust Establishment and Funding Assistance
- Essential Estate Documents
- Basic Asset Structure Alignment
- Ideal for straightforward planning needs
Structured Based On Scope*
COORDINATED PLANNING
Align your estate, financial, and retirement plans for clarity and confidence.
- Comprehensive Plan Review and Coordination
- Beneficiary and Asset Alignment
- Tax and Income Strategy Integration
- Ideal for professionals and individuals seeking alignment
$8,000-$12,000
ADVANCED LEGACY & BUSINESS SUCCESSION PLANNING
Advanced strategies for complex estates, businesses and multigenerational goals.
- Advanced Legacy and Succession Planning
- Business and Real Estate Coordination
- Multi-Generational Wealth Strategies
- Ideal for business owners and complex estate situations
Structured Based On Complexity
Most Clients engage ERFPE at the Coordinated Planning level
HOW COORDINATED PLANNING NEEDS MAY DIFFER
Every individual or family approaches planning from a different starting point. The following examples illustrate how estate retirement and financial planning needs can vary depending on goals, complexity, assets and overall coordination needs.
FOUNDATION PLANNING
Pre-Retiree Couple Seeking Basic Estate Coordination
COMMON GAPS
- Estate documents incomplete or outdated
- Beneficiary designations not coordinated
- Assets not aligned with intended estate structure
- Limited trust funding guidance
PLANNING NEEDS
Trust establishment with coordinated asset alignment and foundational estate planning structure.
LIKELY ENGAGEMENT
Foundation Planning
COORDINATED PLANNING
Retirement & Estate Planning Family Required Greater Alignment
- Retirement income strategy disconnected from estate objectives
- Beneficiary and gifting inconsistencies
- Protection strategies not integrated with long‑term goals
- Potential gaps between financial and legal structures
Integrated coordination between estate, retirement, and financial planning disciplines designed to improve continuity and alignment.
Coordinated Planning
LEGACY & BUSINESS SUCCESSION PLANNING
Business Owner & Entrepreneur High-net-worth Family
- Business succession concerns
- Estate structures not fully coordinated with financial holdings
- Multi‑state considerations
- Lack of integrated legacy transfer strategy
- Increased complexity between ownership income and estate objectives
Advanced coordination designed to align estate structures, business continuity, retirement planning, and long‑term legacy objectives.
Legacy Planning
These examples are provided for educational purposes to illustrate how planning needs differ based on individual circumstances. Actual planning recommendations vary depending on goals, complexity, assets and overall coordination needs.
NEXT STEP OPTIONS
15-MINUTE FOCUSED REVIEW (FFR)
A brief focused conversation to clarify current position and next steps.
30-MINUTE COORDINATION REVIEW (CFR)
A more detailed discussion of your estate, retirement and financial alignment.
60-MINUTE COMPREHENSIVE CONSULTATION (CFR)
For more complex situations, including:
- Business owner
- Multiple properties or multi-scale assets
- High value estate
- Existing trust structures requiring coordination
Scan to schedule:
Calendly.com/ferique
The consultation fee is applied toward service if you choose to move forward within 12 months. To dye email all directly pictures revealed during the session.If additional discussion is needed, a separate consultation may be scheduled.
ERFPE PLANNING STRUCTURE
A proven process for clarity and coordination
PLAN
Create a clear, coordinated plan for your financial future.
PROTECT
Safeguard your assets, legacy and loved ones.
PRESERVE
Maintaining and growing your wealth for future generations.
PROVIDE
Provide for the people you love and the legacy you intend.
