About Us

Estate, Retirement and Financial Planning Educators was founded by Jennifer B. Barthol, a Certified Estate Planner dedicated to helping individuals, entrepreneurs, high net worth individuals and families make informed decisions about their estate, retirement, and financial futures.

With over two decades of experience, Jennifer began her career as an Annuity Correspondent and Registered Representative, later serving as an Estate Planning Paralegal in New York State, before relocating to Houston, Texas and earning her CEP designation from the National Institute of Certified Estate Planners.

Jennifer’s philosophy is simple: education comes first. She believes clients must be educated before advised, and she partners with trusted advisory professionals to address financial, tax, and legal matters with clarity and care.

A licensed Life Insurance Agent since 1994, Jennifer is licensed in multiple states and offers living trust services in all 50 states. She understands that the foundation of every sound financial plan is a properly structured estate plan—and she is committed to helping clients protect what matters most.

Mission Statement

To educate first, empower always, and guide individuals and families toward confident decisions in estate, retirement, and financial planning—because a strong future begins with understanding.

Founder Note:

Education is the foundation of every good decision

After more than two decades in estate, retirement, and financial planning, I’ve learned that clients don’t need pressure or complexity—they need clarity. That belief is why Estate, Retirement and Financial Planning Educators was created.

Before advice is given, education must come first. When people understand their options, they make better choices for themselves and for those they love. My role—and the role of every professional I work with—is to ensure you are informed, confident, and protected.

— Jennifer B. Barthol, CEP

Founder, Estate, Retirement and Financial Planning Educators